904-358-8881
904-358-8881
Personal Injury Lawyers,
Jacksonville, FL
Home » Car Accidents » Uninsured and Underinsured Motorist Accidents

Injured in an Accident With an Uninsured Motorist?

Our uninsured and underinsured car accident attorneys can help

In a conventional car accident, both parties will exchange insurance information and the insurance company of the at-fault party will compensate the crash victim for medical expenses and lost wages. However, what happens when the at-fault driver is uninsured or doesn't have enough insurance to cover the damages associated with the accident?

Being hit by an uninsured or underinsured driver can be a frustrating ordeal. It can leave you wondering where to turn or how to pay for expensive medical bills and put food on the table while you're unable to work. The car accident attorneys at Pajcic & Pajcic understand the pain and suffering accidents with uninsured drivers cause to crash victims and their families. We have built a reputation for putting our experience to use and winning big, such as $7 million awarded to a crash victim whose accident was caused by a driver with limited insurance. Contact us today so one of our uninsured motorist accident attorneys can help guide you through the process.

Uninsured motorist coverage explained

Since Florida is a no-fault state, all motorists are required to purchase personal injury protection (PIP), which will pay for some medical expenses and is limited to $10,000. However, this minimal coverage only pays for a fraction of your medical expenses and lost wages, leaving you to pay for the rest out of your own pocket. In order to protect yourself from the financial hardships due to an accident with an uninsured driver, you must have uninsured and underinsured motorist coverage (UIM).

In Florida, this type of optional coverage will cover the cost of:

  • Current and future medical expenses relating to any injuries you have sustained from the accident
  • Current and future lost wages if you are unable to work
  • Intangible harms and losses including pain and suffering and mental anguish associated with your accident, depending on the severity of your injuries.

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    Why hire an attorney?

    After being involved in an auto accident with an insured driver in which you were not at fault, your losses should be compensated through his or her insurance company. But if the driver is uninsured, all damages would have to be recovered from your own insurance company. When speaking to your own insurance company, it's best to keep your comments to a minimum. Insurance companies, including your own, often only care about keeping their own costs down and have no problem taking advantage of crash victims who don't know their rights.

    We know what happens if you get hit by someone without insurance in Florida. You need a lawyer who knows how to handle accidents involving an uninsured or underinsured motorist.

    At Pajcic & Pajcic, we know the tricks insurance companies often use to downplay or deny your uninsured motorist claim. With decades of legal knowledge and experience, we can fight to maximize your compensation and force insurance companies to do the right thing.

    If you were hurt in an uninsured motorist accident, contact us today and schedule a free, confidential case evaluation, or simply call our Jacksonville office at (904)-358-8881.

    Pajcic & Pajcic
    1 Independent Dr Suite 1900
    Jacksonville, FL 32202

    Local: 904-358-8881

    Fax: 904-354-1180